Black People : If You Have A Credit Card Or Checking Account Read This

Credit History

This is excellent advice.

It is also recommended that you obtain a full credit report at least once a year, just to see what companies can see on your credit. The report will list any missed payments, all credit cards you own and other loans, as well as what companies have inquired into your credit history.

Yahoo, for example, has 3-in-one credit reports available; some are free, some paid: http://loan.yahoo.com/c/
 

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