Peace Destee Fam, has anyone checked out www.prosper.com yet? Its an online marketplace for personal loans. The concept sounds interesting, but I don't know anyone who has tried it out yet. You can use the site to borrow or loan money. First you have to sign up with a group, there seems to be some sort of credit check involved as well, plus you need a bank account. Personal loans are nothing new of course, especially for our people. In African traditions as well as West Indian traditions we know about "susus" that are used to pool money thru a group of families or friends. It works fine as long as there is trust. So can an online system like www.prosper.com help us in anyway?