Hi Clyde.....
At first I thought my "alert" was a response to what I said earlier. But I see not.
But now that I'm here, let me throw out a couple of thoughts. Some years ago I applied for a job in communications for the Kirwan Institute on Race & Ethnicity, based at Ohio State University. Kirwan was a former OSU president who is credited with making massive changes toward minority student enrollment, as I remember reading about him.
It is where I first heard the term, "structural racism," spoken by Kirwan's then president, prof. john powell. Note the use of lower case letters in his name, by his choice. I still would love to know. I'd received many of Kirwan's newsletters afterwards, and no question that prof. powell is a very keen-thinking black intellectual.
The entire notion, and structure, of white privilege embedded in our economic system needs to be eliminated, or at the least neutralized. Exactly how and what changes to do this are likely far too many to list in a short comment. But as possible examples of it: elimination of the existing credit reporting system, and ending of discriminatory bank and consumer finance fees based on that flawed credit reporting system. Whatever is needed to fairly replace these does suggest a massive engagement of legislative and procedural changes that will not be easy.
From it I would also hope to see the complete elimination of the "payday loan" industry, severe restrictions on interest and fee charges, from banks down to home loans, business loans, car loans, the retail industry in general. There must be some reasonably fair way to determine distinctions between fair consumer costs, and predatory capitalistic practices that always aimed at preying on the less fortunate.
In the criminal justice field, there must be a way to achieve operational fairness in our judicial systems. Such as for minority defendants, there must be a majority of minority jurors in a jury trial. Or some similar application of an across-the-board application of law to all races.
Our prisons and our prison system has the unfortunate bragging rights of more people in prison in America than anywhere else in the world, including China or Russia, or N Korea. I would suggest a serious look at the release of ALL serving time on non-violent offenses, particularly drug possession offenses, inasmuch as I have read of drug distribution focused primarily in black and minority communities, and then drug enforcement (we jokingly call the "war on drugs" which seemed more a war on minorities).
To sell this concept, to make it gain some acceptability, some form of accountability to provide some parole-like frameworks to help discharged inmates with temp housing, and training, job and counseling opportunities.
In education, with young people in general (not the prisons), some form of "free ride" college and university tuition arrangements, based on not only grades, but recommendations of teachers, counselors, especially from more minority segregated school systems. Poor white kids, as with blacks and Latinos, from stressed communities should also benefit,
In all these, I recognize a massive infusion of creative thinking will be needed to find the means to make it all work. And the white communities need to be engaged enough in it to recognize the damages from structural racism, and given some incentives to want to become engaged -- not just financial.
These are among thoughts that come immediately to mind. And I have no doubt I am barely scratching the surface.