I don't know about you all.... But I'm HHHHHHURTIN' ! For the last 3 or 4 few years I have had to rely mostly on independant contracting to make a living, now that the building boom is slowing down...I'm getting hit up. Everybody I know is struggling now and either have no job, had to take on several jobs just to suppliment their income. ...or is in jail. The only people I know who are relatively stable and aren't feeling much of a crunch are those who get S.S. or S.S Disability getting a regular check. I personally see no way out of this downward trend because even having a degree don't seem to be helping many people I know maintain their standard. Yet the shopping malls and beauty salons stay full! Where are people getting all this money to waste?