Black Relationships : Should a married couple have two separate accounts?

Discussion in 'Black Relationships' started by MsInterpret, Oct 21, 2012.

  1. MsInterpret

    MsInterpret Well-Known Member MEMBER

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    I know a few couples who have separate bank accounts. One for him and one for her. From what I gather the reason being behind this is because sometimes the woman wants money for herself, especially if she has a job. Other cases are because if something were to happen, say a divorce, then the two parties would have their own money.
    However, I know of other couples who have shared bank accounts, and the husband is the working individual in the family. Or both of them work and they have shared accounts.

    Would you have a separate bank account or a shared?
    And if you are married, is your account shared or separate?
    And why?
     
  2. MsInterpret

    MsInterpret Well-Known Member MEMBER

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    Mods: Can we edit the title to "two" and not "to"? Thanks!!
     
  3. dunwiddat

    dunwiddat Well-Known Member MEMBER

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    I learnt the hard way...and it is a no no for me...Once bitten twice shy...I know from experience that it is not for me....:(
     
  4. MsInterpret

    MsInterpret Well-Known Member MEMBER

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    For a couple to have a joint account or separate?
     
  5. dunwiddat

    dunwiddat Well-Known Member MEMBER

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    No joint account for me...I had a bad experience with my ex...never again.:mad:
     
  6. NyneElementz

    NyneElementz Well-Known Member MEMBER

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    If you have separate accounts as a couple, you have a bad relationship. Where your treasure is, your heart will be also. If you are separating the money and you are married, there are many indicators that there is a lack of communication, trust, unity, and integrity on both sides of the relationship. Yes, I said both sides - the selfish side and the distrusting side. If you cannot agree when it comes to money, you really don't agree on anything else; and two cannot walk together without agreement.
     
  7. Destee

    Destee destee.com STAFF

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    I'm not married, but i don't think this is a great big deal.

    I can think of reasons why it might be good both ways, depending on the people and circumstances.

    It doesn't have to be just one way, for it to be right.

    Whatever works for the two involved.

    :heart:

    Destee
     
  8. Mikha'el

    Mikha'el Well-Known Member MEMBER

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    I haven't been married but have thought about this. A wise mentor to me advised me to have a seperate...after thinking about it. I most likely will have a separate account. But hardly anything will be in it. More of my money will be in metals & stored in a safe. If the Mrs wants some $ Thats where she can go since more will be there anyway :)
     
  9. dunwiddat

    dunwiddat Well-Known Member MEMBER

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    I don't see anything wrong with separate accounts. Just because two people have separate that does not mean the relationship is bad..neither does it mean IF the two have joint accounts that the relationship is good. Trust is more than a bank account. I have had my experience with this.. when my ex left home..he WITHDREW all the money without my knowlege. I trusted him. I will NEVER do this again...I don't care whom I am married to...
     
  10. MsVeraisblessed

    MsVeraisblessed Well-Known Member MEMBER

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    Yes married couple should have a seperated account... Its better that way...So just in case the other is responsible for finances while the other is for emergency and or rainy days...
     
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