I did not read all of this thread but just from its premise I will say...
that children basically "learn what they live."
For the most part, I believe "train up a child in the way he should go and when he is old, he will not depart from it."
We should be examples to our children, teaching by showing and guidance.
If a son/daughter sees their parent(s) displaying a strong work ethic, chances are they may have one too.
If a son/daughter sees their parent(s) being lazy, never holding onto a job for long or never working at all but surviving on welfare and/or side hustles for money, chances are they may follow the same.
If a son/daughter sees their mother taking care of a man, providing shelter, food and clothes to a man who gives nothing concrete to the household (except sex), catering to him, even sacrificing a need or want for herself or her children, all to keep her "man," it just may give that little boy and girl a skewed view of womanhood, manhood, motherhood and relationships.
If a son/daughter sees their parent(s) valuing/exercising economic stability by saving money, homeownership, etc..., it's likely they will follow the same.
If a son/daughter is ENABLED by their parent(s), given EVERYTHING they want, when they want it, how they want it, is not taught responsibility for their behavior/choices, provided hand-made excuses for why they are not at fault, not taught how to care for themselves, have EVERYTHING done FOR them, then, it is likely they will grow up thinking that the WORLD owes them whatever they want as well and that they don't have to wait, do without nor sacrifice to obtain whatever they desire.
Now, this is not written in stone for anyone. Parents raise their children as best they can with the resources/tools they have available to them and hope/pray that it was enough.
And, yes, there can be/will be exceptions to either side.