- Mar 3, 2012
- 947
- 70
The Five Pillars of Islam
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1) Faith | 2) Prayer | 3) The 'Zakat'
4) The Fast | 5) Pilgrimage (Hajj)
There is no god worthy of worship except God and Muhammad is His messenger.
The principle in Islam regarding Hajj is that if one has debt, and if after paying that debt, there is not enough funds left for one to perform the Hajj, then the pilgrimage of Hajj is not obligatory on that person.
Hajj is only obligatory on a person, if he can afford to do so; after paying all his debts. It is better and purer for the person to pay and clear his debts, than to perform the Hajj pilgrimage. And it is not permissible that a person stops paying his installments, to save for the Hajj pilgrimage; unless, of course, the person whom he owes the money, of his/her own free will and without any pressure, allows the person to delay the payment of the debt, to facilitate the Hajj of the debtor. But if the one who is owed the money, demands his/her money; then it is purer for the person to arrange to pay the debt, and delay his Hajj for the following year.
The annual pilgrimage to Makkah - the Hajj - is an obligation only for those who are physically and financially able to perform it. Nevertheless, about two million people go to Makkah each year from every corner of the globe providing a unique opportunity for those of different nations to meet one another. Although Makkah is always filled with visitors, the annual Hajj begins in the twelfth month of the Islamic year (which is lunar, not solar, so that Hajj and Ramadan fall sometimes in summer, sometimes in winter). Pilgrims wear special clothes: simple garments which strip away distinctions of class and culture, so that all stand equal before God.
Some examples
1. The ruling regarding proceeding for Hajj while having an interest based impermissible loan.
2. The validity of having an interest based loan in western non muslim majority countries.
3. The validity of Hajj, while making interest based payments, upon one's return from Hajj.
Hajj While Having an Interest Based Loan
Hajj is only obligatory upon those who are free from debt. However if one wishes to proceed while still being in a state of debt, it is permissible. If the dept is interest based, it would be wise to first pay off the debt and then proceed for Hajj.
"As a right of Allah, it is obligatory on the people to perform Hajj of the House - on everyone who has the ability to manage (his) way to it". (Holy Quran 3:97)
Imam Hasan Shurunbulali in Nur Al Idah and Imam Fakhruddin Al Razi in Al Tafseer Al Kabeer have listed 'paying all outstanding debts'as one of the conditions for Hajj to become fardh (mandatory). (See Nur Al Idah and Al Tafseer Al Kabeer)
Interest Based Loans / Mortgages in Non Muslim Majority Countries
The statement that "it is the law of the land to pay interest" is inaccurate. compelling citizens to purchase homes through interest based loans. In fact, there are various halal alternatives such as Islamic financing and living in rent etc.
Paying Interest / Usury After Returning From Hajj
From amongst the objectives of Hajj is to renew one's commitment to adhere to all Quranic injunctions and abandon all wrong.
Imam Abu Bakr Jaabir Al Jazaairi writes "From the wisdom of Hajj and Umrah, is to purify oneself from the effects of sin, so that one becomes worthy of the honour of Almighty Allah, particularly in the abode hereafter" (Minhaj Al Muslim).
Therefore, deliberately engaging in sin after one's Hajj would not be appropriate. Despite this, it should be noted that the obligation of Hajj will be fulfilled, even though one may commit sin after one's return from Hajj.
.
1) Faith | 2) Prayer | 3) The 'Zakat'
4) The Fast | 5) Pilgrimage (Hajj)
There is no god worthy of worship except God and Muhammad is His messenger.
The principle in Islam regarding Hajj is that if one has debt, and if after paying that debt, there is not enough funds left for one to perform the Hajj, then the pilgrimage of Hajj is not obligatory on that person.
Hajj is only obligatory on a person, if he can afford to do so; after paying all his debts. It is better and purer for the person to pay and clear his debts, than to perform the Hajj pilgrimage. And it is not permissible that a person stops paying his installments, to save for the Hajj pilgrimage; unless, of course, the person whom he owes the money, of his/her own free will and without any pressure, allows the person to delay the payment of the debt, to facilitate the Hajj of the debtor. But if the one who is owed the money, demands his/her money; then it is purer for the person to arrange to pay the debt, and delay his Hajj for the following year.
The annual pilgrimage to Makkah - the Hajj - is an obligation only for those who are physically and financially able to perform it. Nevertheless, about two million people go to Makkah each year from every corner of the globe providing a unique opportunity for those of different nations to meet one another. Although Makkah is always filled with visitors, the annual Hajj begins in the twelfth month of the Islamic year (which is lunar, not solar, so that Hajj and Ramadan fall sometimes in summer, sometimes in winter). Pilgrims wear special clothes: simple garments which strip away distinctions of class and culture, so that all stand equal before God.
Some examples
1. The ruling regarding proceeding for Hajj while having an interest based impermissible loan.
2. The validity of having an interest based loan in western non muslim majority countries.
3. The validity of Hajj, while making interest based payments, upon one's return from Hajj.
Hajj While Having an Interest Based Loan
Hajj is only obligatory upon those who are free from debt. However if one wishes to proceed while still being in a state of debt, it is permissible. If the dept is interest based, it would be wise to first pay off the debt and then proceed for Hajj.
"As a right of Allah, it is obligatory on the people to perform Hajj of the House - on everyone who has the ability to manage (his) way to it". (Holy Quran 3:97)
Imam Hasan Shurunbulali in Nur Al Idah and Imam Fakhruddin Al Razi in Al Tafseer Al Kabeer have listed 'paying all outstanding debts'as one of the conditions for Hajj to become fardh (mandatory). (See Nur Al Idah and Al Tafseer Al Kabeer)
Interest Based Loans / Mortgages in Non Muslim Majority Countries
The statement that "it is the law of the land to pay interest" is inaccurate. compelling citizens to purchase homes through interest based loans. In fact, there are various halal alternatives such as Islamic financing and living in rent etc.
Paying Interest / Usury After Returning From Hajj
From amongst the objectives of Hajj is to renew one's commitment to adhere to all Quranic injunctions and abandon all wrong.
Imam Abu Bakr Jaabir Al Jazaairi writes "From the wisdom of Hajj and Umrah, is to purify oneself from the effects of sin, so that one becomes worthy of the honour of Almighty Allah, particularly in the abode hereafter" (Minhaj Al Muslim).
Therefore, deliberately engaging in sin after one's Hajj would not be appropriate. Despite this, it should be noted that the obligation of Hajj will be fulfilled, even though one may commit sin after one's return from Hajj.