Black People : Families Unable to pay High HMO copays

Discussion in 'Black People Open Forum' started by Alarm Clock, May 29, 2013.

  1. Alarm Clock

    Alarm Clock Well-Known Member MEMBER

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    What ever happened to "Single Payer" a system that would have bypassed the HMO extortioners, I mean middle men, and lowered the price of health insurance copays?

    Anyone remember this campaign promise in 2008?


    Health Care’s Forgotten Crisis: Families Can’t Afford Medical Care
    by Richard Eskow
    The real healthcare battle in this country isn’t the one being fought over the bill everyone now calls “Obamacare.” In fact, it’s not a battle between Republicans and Democrats at all. The real battle is the one millions of Americans face every day as they struggle to pay medical bills that now average nearly $10,000 per year – if they’re “lucky.”
    [​IMG](Photo: US Pacific Command/ Flickr)The United States is now the only developed nation on Earth where the average family with insurance pays more for health care than it does for groceries. That includes both the family share of premiums and out-of-pocket costs for medical treatment. In fact, those out-of-pockets costs alone exceed a family’s average yearly cost for gasoline, according to a new study.
    http://www.commondreams.org/view/2013/05/28-6
     
  2. Kadijah

    Kadijah Banned MEMBER

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  3. thePreacher

    thePreacher Banned MEMBER

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    I was against ObamaCare from the day I found out he designed it to include, not replace, the HMOs. It is a testament to the gullibility of black folks that most of the uninsured ones think ObamaCare will insure them for free. That is not how it is designed. If you are eligible for medicaid or medicare now, sure, you will become eligible for ObamaCare, but you may also end up having to pay premiums out of your 1st of da month check. If you refuse to pay the premium, you will have to pay a fine and still not be insured. ObamaCare, stripped of all the hype, is just a scheme to convince some of the people who are currently uninsured to become HMO customers. Obama says the larger insured base will reduce premiums for everybody, but that is not how capitalism works in the real world. In the real world, HMO premiums always go up while covered services always goes down.
     
  4. Kadijah

    Kadijah Banned MEMBER

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    Medicaid is for people on welfare, thus nothing will come out of their 1st of da month check. It's free.

    As for Medicare, seniors already pay monthly for that service, thus, nothing new here there, either. :10500:
     
  5. thePreacher

    thePreacher Banned MEMBER

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    Yeah ... just like FEMA assistance provided free housing to all those black folks after Katrina. The devil, as always with government benefits, will be in the details. One detail which Obama supporters are not telling poor people is that some them who will qualify for subsidized premiums will have to pay the whole amount up front and then be reimbursed later via tax credits. Why? Because, hello, Uncle Sam is broke and living on credit. How else did people think our lying scoundrel of a black president was going to come up with the vast sums of money necessary to insure all those currently uninsured poor people?

    Hello. He don't bail out nobody whose last name ain't Goldman, Sachs, or Chase, Morgan.

    Nothing is free in this world. Somebody always has to pay -- which is a great line from a Walter Mosley novel. And you do get what you pay for. I had Medicaid briefly after my open heart surgery. It is the absolute _WORST_ insurance you can get and you _never_ know ahead of time what will and will not be covered. My sister is on it in an assisted living facility and they were only willing to pay for one blood pressure test a week which as any one with hypertension can tell you is worse than none at all. I even offered to buy her a machine so she could check it herself but like a lot of older folks she is uncomfortable risking the displeasure of her medical care professionals.

    Those who wish to hear the other side of what Obama supporters are selling about ObamaCare should read an article Forbes magazine put out specifically as a warning to blacks and hispanics who think ObamaCcare is going to provide adequate free healthcare:

    http://www.forbes.com/sites/merrill...ent-obamacare-will-hurt-blacks-and-hispanics/
     
  6. Jaya Makara

    Jaya Makara Well-Known Member MEMBER

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    Though sad and hard to believe I know people are not relying on this government to do anything for you but kill you. HMO's are high because insurance is a money business. It's not about health. There is a lot of money in death and dependents upon synthetic drugs. These demons aren't trying to help you. They are just trying to get paid by giving the minimum. THE BARE MINIMUM!

    I'm sorry Obama is a puppet and sell out. He works for them and unfortunately they don't work for you. Understand the process one goes through to become President. Also know that these politicians come with a price they are brought. There seats are brought. These demons are in bed together. they don't see no sides. It's just a smoke screen for us.

    If you want the best health care go to Mother Earth. that is the best healing for you. Herbs, eating right, exercise. Stop relying on these pigs to take care of you. they enslaved you for over 400 yrs. Do you really think they want to help you now???

    Look into Holistic healing. Soon these synthetics won't do the trick. It's all about the money. You are just a number to them.
     
  7. Kadijah

    Kadijah Banned MEMBER

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    Since you say medicaid (welfare) is not free, how much did you pay?
     
  8. Kadijah

    Kadijah Banned MEMBER

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    How do you figure HMO's are high?
     
  9. thePreacher

    thePreacher Banned MEMBER

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    I said that I was [past tense] on Medicaid, briefly [again, implying past tense].

    What I pay for health care is none of your business, coppertop. What is far more important than what I am paying is what _all_ the health insurers are warning will be a huge increase in premiums after ObamaCare goes into effect:

    http://bigstory.ap.org/article/insurers-warn-overhaul-induced-sticker-shock

    I predicted this way back in Obama's first term when ObamaCare was just a twinkle in his eye. We have already been thru this, back when auto repair costs hit the roof after auto insurance became the law of the land instead of a choice.

    So ... here we are. It is 2013, on the eve of ObamaCare. Decades after Malcolm warned us that all government, not just the republicans, are our enemy:



    And years after our Katrina wake up call:



    Yet we got black Obama lovers assuring us, not to worry, your government will be there to protect you when you need it ...
     
  10. Kadijah

    Kadijah Banned MEMBER

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    No one asked what you pay for health care today, busta. I asked what you PAID for healthcare when you were on welfare.... since you contended people on welfare have to pay for those medicaid cards.
     
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