Statistically speaking SwtT, you're probably right that most young women don't hold off from having sex until they're married. But I still think we shouldn't ridicule or discourage the efforts that many might make.
Sex is a natural thing and people are meant to experience it. Our bodies are designed to have sexual relations when it matures to the point when it's ready. Nature doesn't place an AGE on it, people do. Nature doesn't dictate the circumstances in which it should happen, people do. Nature doesn't judge whether it's right or wrong, people do.
For whatever reason people want to wait or not wait is their business. Who are we to judge them right or wrong. If she decides not to wait, then what are we going to do? Run behind her with a smirk on our faces taking pride in the fact that she proved someone right that she didn't wait saying "I told you so"? Will it make her a liar and a hypocrit? Watch out for those glass houses.
What if she is a 14 year old girl looking for praise? Why is that bad? As far as I'm concerned there's not nearly enough praise being meted out in our community when people deserve it. Let her wear her badge of honor, the same as you deserve yours for deciding to practice abstinence. If that's what you want to do for whatever reason you choose to do it, then you deserve praise, encouragement and recognition. Doesn't mean you're looking for it, but if others admire what you're doing, they'll praise you for it.
Go ahead and be blunt and frank in expressing your opinion as everyone should be. But I, for one, will be supportive of those that are making an effort to be the type of person that most of us find admirable, and that includes YOU.
Peace!