https://www.rushcard.com/ A Russel Simmons - sponsored program. Prepaid Visa Card.. you can make your direct deposits too. No more check cashing HIGH FEES. No more HIGH MONEY TRANSFER FEES Besides the fees... Especially those using that check cashing scam house.. close them down. This may be a great idea for some. Using a normal bank. A maintenance fee of ten to fifteen dollars is charged per month when your account drops below $1000.00 These fees appear reasonable for use and convenience. ============= https://www.rushcard.com/fees.aspx Here is a copy of the fees. Schedule of Fees: Customer satisfaction is our #1 goal. We want you to use the Prepaid Visa RushCard with confidence in knowing that there are "No Hidden Fees". Activation Fee $19.95 Convenience Fees (Domestic) capped at $10 per month, additional fees are refunded $1.00 Add Money via Payroll Direct Deposit FREE Add Money via Retail Location* FREE Add Money via Check/Money Order FREE Add Money via Tax Refund FREE Manage Your RushCard Online FREE RushCard Inquiries via Telephone FREE Customer Service FREE ATM Cash Withdrawal (Domestic) $1.95 ATM Balance Inquiry (Domestic) $0.50 Bill Payment*** $1.00 RushCard Inactivity** $1.95 Convenience Fees (International) $2.00 ATM Cash Withdrawal (International) $3.50 ATM Balance Inquiry (International) $1.00 *MoneyGram charges a fee of $3.95 for this service **Inactive cards; 90 days of no loads, no purchases and no ATM activity ***One Time Enrollment Fee of $2.00 ============= https://www.rushcard.com/terms_CardHolder.aspx Manufacturers and Traders Trust Company Is the banking System GroupAs long as it isnt a madoff scam.. and in small amounts I dont think this would ever be a rip off. Simmons has a lot on the line. (8) Limitations on Card Transactions. The following limitations apply to the use of your Card: (a) Your Card is a prepaid Visa debit card. THERE IS NO CREDIT LINE, CREDIT CARD OR OVERDRAFT PROTECTION ASSOCIATED WITH YOUR CARD OR YOUR CARD BALANCE. YOUR CARD BALANCE IS NOT A DEPOSIT ACCOUNT AND THERE IS NO DEPOSIT ACCOUNT ASSOCIATED WITH YOUR CARD. FUNDS REPRESENTED BY YOUR CARD BALANCE THAT ARE ACCESSIBLE WITH YOUR CARD ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER STATE OR FEDERAL GOVERNMENT AGENCY AND ARE SUBJECT TO RISK OF LOSS. (b) A combined daily spending limit of $2,000 applies to all purchase and ATM transactions. ATM withdrawals are limited to $1,000 during that 24-hour period. (c) Buying gas with your Card. When purchasing gasoline, you should pay for your purchase at the gas station service counter and not at the automated fuel dispensers (i.e. gas pumps). (d) Cash Back. Your Card may not be used without your PIN to get cash back in any transaction involving the purchase of goods or services. (e) You may not use your card for any illegal transactions or Internet gambling activity. ========== 17. Notice of Loss. If you notify us within two (2) business days, you can lose no more than $50 if someone used your Card without your permission. If you do not notify us within two (2) business days after you learn of the loss or theft of your Card and we can prove that we could have stopped someone from using your Card without your permission if you had promptly notified us, you could lose as much as $500. Under Visa U.S.A. Operating Regulations, your liability for unauthorized Visa transactions on your Card account is $0 if you notify us promptly and you are not grossly negligent or fraudulent in the handling of your Card. The Zero Liability policy covers all Visa credit and debit card transactions processed over the Visa network.online or off. The only transactions not covered under the Zero Liability policy are commercial card, ATM, and non-Visa-branded PIN transactions. Also, if you become aware of and/or your statement shows transactions that you did not make, notify us at once. If you do not notify us within sixty (60) days after you became aware of the transactions, and/or after the statement was made available to you, you may not get back any value you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the value if you had notified us in time and you are grossly negligent or fraudulent in the handling of your Card. If your Card has been lost or stolen, we will close your Card Account to keep losses down.