I had a problem today with an IRA deposit I made to my account early this year. I called the bank, made efforts to get things corrected and wound up getting a bs explanation from a representative who apparently did not know her business. I got so angry that it all of a sudden hit me, "Why is it that I do not have my money in a Black bank?" I started researching Black banks and could not find one in the county where I now reside. NOT ONE. I found two in a neighboring county that is about seventy miles away. Doing business there will mean making deposits by mail or making long drives. I called both banks. One did not have the type of financial certificate I wanted. The other one had it but had a longer maturity date. Neither were set up to accept electronic deposits. I try to support Black businesses. I try to buy my books through the only Black owned book store here locally. What do I get when I order books through him? SQUAT! I had to call him on two separate occassions to find out the status of the orders when he failed to call me and let me know the books had arrived or that he could not get the book. The latest episode is an order to get a book about a Black World War 1 pilot by the name of Eugene Bullard. I ordered the book back in July 2003. I did not hear from him for six weeks so I called and it was as if he had no memory about the order. I again placed the order. We are now into February 2004. What have I gotten from him? SQUAT. NOW A WORD! Now, I want to do business with some other Black owned book store but guess where the other Black bookstore is located? That's right. seventy miles away in the neighboring county. I am now considering moving to the other county.