Black Money Business Jobs : Bad Credit = NO JOB: The FUTURE for US

Discussion in 'Black Money Business Jobs' started by dustyelbow, Feb 19, 2007.

  1. dustyelbow

    dustyelbow Well-Known Member MEMBER

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    The Credit Check Becomes a Civil Rights Issue



    Ms. Lisa Bailey's intentions can be summed up as follows.

    THIS IS EVERYDAY STUFF our people have to GO THROUGH.


    And we are LOSING MONEY everyday too. TO RACISM.
     
  2. anAfrican

    anAfrican Well-Known Member MEMBER

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    "Future So Bright, I Gotta Wear Shades!"

    As can be seen by the state of our biosphere, the way things are is not suitable to life on this planet. and "the way things are" means "job", "money", "credit", etc.

    I would opine that anyone with any sense would/could only see this growing trend to not be able to participate in this environment destruction that is called "work"/"productive citizenship" a GoodThing[tm]. I know that I do!

    but, hey; y'all like it like this ... and are always going on about how bad things are getting without realizing that your "9-to-5" is the mechanism that keeps making things get worse!!

    A good "sit down strike" might be useful: take all your money out of their banks; sell off all your extraneous stuff; stock up on a bunch of food and things and take a week off from work together. remember what happened in new york when all them Black folks went on strike?
     
  3. KWABENA

    KWABENA STAFF STAFF

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    How about the Connection between

    WEALTHY --- LONELY --- BAD HEALTH --- REDUCED LIFE SPAN...

    The way I see it, "Credit" will become the least of Our worries.

    KD
     
  4. mrron

    mrron Well-Known Member MEMBER

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    This issue is very relevant to everybody, especially those who don't know the impact of having bad credit. I deal with black folks with bad credit all the time, as a landlord. I have seen so many with bad credit that I don't bother to check any more. Those that have bad credit also tend to have bad habits when it comes to managing their money. My delinquency rate is about ninety percent per month, because I am suppose to understand how hard it is to be black. I do know how hard it is to be black already, because I have to deal with my bills too, with insufficient funds from the business sometimes. The banks don't care that my tenants are late paying their rent, nor does the insurance company or the tax authorities, they want their money period, or I am doomed. The tenants want maintenance done whether they've paid or not, otherwise I am a slum lord to them. This issue is about accountability and responsibility not racism.

    Bad credit don't just happen. It's the result of overextending and not prioritizing. There are consequences to bad and irresponsible behavior. These stories are just a few examples of what can happen to anyone with bad credit. The solution is to be responsible for your bills etc., and this won't happen to you. Bad credit can be repaired, by simply deciding to be more responsible and start paying bills on time, and not blaming other's for the consequences that follow when you don't.

    As to employment, I can see where that may be used in conjunction with other criteria when deciding whether or not to hire someone. I don't think that bad credit alone should be used to deny a person a job. I seriously doubt that there are a lot of employers denying jobs to people with bad credit.if there were, there would be a lot more unemployment.
     
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