Some people don't have a clue on how to budget especially some our young people. I see young people everyday who's elctricity is cut off because they didn't know that they could actually pay the bill. What I mean by that is, if you do a simple budget, you wll be able to see what you have to spend on frivolus things, Bills and paying your self...a savings.
Here is a simple budget you can do with a simple sheet of paper, it will give you an idea of what you have to work with.
Let's start with the (least) amount most people make these days which is about 2000.00 a month and this is the least amount. I will use somewhat extreme amounts for bills to be paid.
Car note--------- 300.00
Car insurance---- 100.00
Cell Phone------- 100.00
Electric bill --------60.00
Rent--------------700.00
Cable TV-----------70.00
Destee.com---------10.00
Water--------------80.00
Wireless internet----50.00
Gas----------------130.00
Savings-------------100.00
Total--------------1700.00
If you get paid twice a week, you have 150.00 per bi weekly to get you to the next pay day. If you get paid once a month you have 300.00 to get you to the next pay day. If you get paid once a week,you will have 75.00 to get your through to next pay day.
If you don't like what you see, even if you don't want to, you will need to do some obvious cut backs and what you cut back on is up to you. If you don't want to cut back, you will need to find another way to supplement your income. It's that simple...
Of course the above was only a sample but you would do your budget according to your real earnings and expenses.
Hope you found the simple way to budget useful.:spinn:
Forgot to mention food, ones gotta eat. Oh well, all you have to do is readjust the budget, it can still be pretty simple.
Astrologer4U
Here is a simple budget you can do with a simple sheet of paper, it will give you an idea of what you have to work with.
Let's start with the (least) amount most people make these days which is about 2000.00 a month and this is the least amount. I will use somewhat extreme amounts for bills to be paid.
Car note--------- 300.00
Car insurance---- 100.00
Cell Phone------- 100.00
Electric bill --------60.00
Rent--------------700.00
Cable TV-----------70.00
Destee.com---------10.00
Water--------------80.00
Wireless internet----50.00
Gas----------------130.00
Savings-------------100.00
Total--------------1700.00
If you get paid twice a week, you have 150.00 per bi weekly to get you to the next pay day. If you get paid once a month you have 300.00 to get you to the next pay day. If you get paid once a week,you will have 75.00 to get your through to next pay day.
If you don't like what you see, even if you don't want to, you will need to do some obvious cut backs and what you cut back on is up to you. If you don't want to cut back, you will need to find another way to supplement your income. It's that simple...
Of course the above was only a sample but you would do your budget according to your real earnings and expenses.
Hope you found the simple way to budget useful.:spinn:
Forgot to mention food, ones gotta eat. Oh well, all you have to do is readjust the budget, it can still be pretty simple.
Astrologer4U