Black Money Business Jobs : A Simple Budget

Astrologer4U

Well-Known Member
REGISTERED MEMBER
Oct 18, 2008
3,297
486
California
Occupation
Self Employed
Some people don't have a clue on how to budget especially some our young people. I see young people everyday who's elctricity is cut off because they didn't know that they could actually pay the bill. What I mean by that is, if you do a simple budget, you wll be able to see what you have to spend on frivolus things, Bills and paying your self...a savings.

Here is a simple budget you can do with a simple sheet of paper, it will give you an idea of what you have to work with.

Let's start with the (least) amount most people make these days which is about 2000.00 a month and this is the least amount. I will use somewhat extreme amounts for bills to be paid.


Car note--------- 300.00

Car insurance---- 100.00

Cell Phone------- 100.00

Electric bill --------60.00

Rent--------------700.00

Cable TV-----------70.00

Destee.com---------10.00

Water--------------80.00

Wireless internet----50.00

Gas----------------130.00

Savings-------------100.00



Total--------------1700.00


If you get paid twice a week, you have 150.00 per bi weekly to get you to the next pay day. If you get paid once a month you have 300.00 to get you to the next pay day. If you get paid once a week,you will have 75.00 to get your through to next pay day.

If you don't like what you see, even if you don't want to, you will need to do some obvious cut backs and what you cut back on is up to you. If you don't want to cut back, you will need to find another way to supplement your income. It's that simple...

Of course the above was only a sample but you would do your budget according to your real earnings and expenses.


Hope you found the simple way to budget useful.:spinn:

Forgot to mention food, ones gotta eat. Oh well, all you have to do is readjust the budget, it can still be pretty simple.



Astrologer4U
 

truetothecause

Well-Known Member
REGISTERED MEMBER
Feb 26, 2007
5,435
838
In the fantasy of Afreekan Unity
Occupation
The~rapist
Some people don't have a clue on how to budget especially some our young people. I see young people everyday who's elctricity is cut off because they didn't know that they could actually pay the bill. What I mean by that is, if you do a simple budget, you wll be able to see what you have to spend on frivolus things, Bills and paying your self...a savings.

Here is a simple budget you can do with a simple sheet of paper, it will give you an idea of what you have to work with.

Let's start with the (least) amount most people make these days which is about 2000.00 a month and this is the least amount. I will use somewhat extreme amounts for bills to be paid.


Car note--------- 300.00

Car insurance---- 100.00

Cell Phone------- 100.00

Electric bill --------60.00

Rent--------------700.00

Cable TV-----------70.00

Destee.com---------10.00

Water--------------80.00

Wireless internet----50.00

Gas----------------130.00

Savings-------------100.00



Total--------------1700.00


If you get paid twice a week, you have 150.00 per week to get you to the next pay day. If you get paid once a month you have 300.00 to get you to the next pay day. If you get paid once a week,you will have 75.00 to get your through to next pay day.

If you don't like what you see, even if you don't want to, you will need to do some obvious cut backs and what you cut back on is up to you. If you don't want to cut back, you will need to find another way to supplement your income. It's that simple...

Of course the above was only a sample but you would do your budget according to your real earnings and expenses.


Hope you found the simple way to budget useful.:spinn:



Astrologer4U




2000.00 -1460.00 = 540.00

Greetings Astrologer4U:wave:

Nice and Timely Post! Thanks for Sharing :bowdown:



M.E.
:hearts2:
 

free2b_me

Well-Known Member
REGISTERED MEMBER
Oct 28, 2008
597
10
bay area
MONEY MONEY MONEY...... MONEY!!

I wish it were that simple... At least not for me. I wish that was all I had to pay!! what about Credit cards, and garbage. And food,?? what about that?? and of course miscellaneous essentials, like toilet paper, toothpaste etc...and cell phone should not cost $100.. I dont have a car note cuz its paid off (yaaa) but as a homeowner, I also have taxes and homeowners insurance along with a mortagage!! whew, need I say more?? My budget is blown, just trying to keep the boat floating!! Feel me?:em4700:


XOXOXO sis....
 

Astrologer4U

Well-Known Member
REGISTERED MEMBER
Oct 18, 2008
3,297
486
California
Occupation
Self Employed
I wish it were that simple... At least not for me. I wish that was all I had to pay!! what about Credit cards, and garbage. And food,?? what about that?? and of course miscellaneous essentials, like toilet paper, toothpaste etc...and cell phone should not cost $100.. I dont have a car note cuz its paid off (yaaa) but as a homeowner, I also have taxes and homeowners insurance along with a mortagage!! whew, need I say more?? My budget is blown, just trying to keep the boat floating!! Feel me?:em4700:


XOXOXO sis....


Free2beme, you are right, I forgot to add food but I could go back and readjust to add food. As far as the credit cards, if you have those, you would want to be making more than 2000.00 a month, you get what I mean? Credit cards would need to be thrown out and a serious tight budget would need to be put into place until thsoe cards are paid like no cable television and more books. Or stop talking on the cell or get a Metro cell. You know adjustments.


The above budget was for a single person making the least amount.



Free2beme...looks like your budget should be looking more like this...



House mortgage---------

Home owners insurance--

Taxes------------------

Credit cards------------

Garbage----------------

Food-------------------

Cell Phone--------------

Car Insurance-----------

Water------------------

Electricity---------------

Home Phone-------------

miscelanous essentials---



You fill in the above blanks...

Did I miss anything, of course I did because a budget is personalized, everyone's expense are different according to their lifestyle and earnings.
 

Create an account or login to comment

You must be a member in order to leave a comment

Create account

Create an account on our community. It's easy!

Log in

Already have an account? Log in here.

Thread starter Similar threads Forum Replies Date
Shikamaru Black Money Business Jobs : Create a Simple Budget Black Money Business Jobs 2
M Black People : Not so simple symbols Black People Open Forum 0
Clyde C Coger Jr Health and Wellness : 8 Simple Tips to Live Longer and Healthier Black Health and Wellness 2
Clyde C Coger Jr Health and Wellness : Saline: This Simple, Lifesaving Liquid Is Suddenly in Short Supply Black Health and Wellness 1
Enki Black People Politics : It Is Sad When Blacks Are So Scared Of YT That They Can't Admit A Simple Truth. Black People Politics 2
serious brother Black Spirituality Religion : Simple Proof --- Jesus was a black man Black Spirituality / Religion - General Discussion 88
Clyde C Coger Jr Health and Wellness : 9 Simple Ways to Keep Food Fresh/Foods to never put in the refrigerator Black Health and Wellness 5
BLAQ LOVE POURAHTREE Black Short Stories : Simple Plan Short Stories - Authors - Writing 15
KingSango Black People : Africa vs Black American. Simple economics. Black People Open Forum 28
ckoolbreez Black Christians : A Simple Prayer Christian Study Group 15
TotalView Black Poetry : just a simple note Black Poetry - Get Your Flow On! 6
Black-king Audio Video Web Conferencing : HOW LONG, YE SIMPLE ONES , WILL YE LOVE SIMPLICITY ? Audio Video Web Conferencing 0
noor100 Bread Pasta Recipe : Simple Pizza Crust Food Discussion and Recipes 0
Feather Quiet Poetry Lounge : <3 The Simple Things I just Love About You...<3 Black Poetry - Get Your Flow On! 2
Ankhur Black People : A Simple Question about the Growing Poverty Figures, as the rich get Phatt Black People Open Forum 7
R Black Poetry : Being Simple Black Poetry - Get Your Flow On! 0
B Black Poetry : Simple Pleasures... Black Poetry - Get Your Flow On! 6
Knowledge Seed Black People : Street Psychology: A Simple System for Improving Relationships in Everyday Life Black People Open Forum 2
M Black Poetry : SIMPLE OLE SKOOL FLOW Black Poetry - Get Your Flow On! 4
A Beverage Drink Recipe : Sweet Iced Tea (Very Simple Version) Food Discussion and Recipes 9
asimplepoet Black Picture Image Gallery : a simple pic from a simplepoet Black Picture Image Gallery 13
$$RICH$$ Black Poetry : SIMPLE REQUEST Black Poetry - Get Your Flow On! 7
watzinaname Black Poetry : Not as Simple as it Seems... Black Poetry - Get Your Flow On! 7
S Black Poetry : The simple life Black Poetry - Get Your Flow On! 4
D Black Entertainment : Paris Hilton and Nicole Richie are Fat Camp Counselors in ‘The Simple Life’ Black Entertainment 0
jamesfrmphilly A Simple Step to Reduce Your Stress Black Health and Wellness 1
Omowale Jabali Omowale Jabali : A Simple Question... Omowale Jabali 55
S Black Spirituality Religion : A simple question... Black Spirituality / Religion - General Discussion 2
I Black People : Mis-education of the simple Black People Open Forum 1
MzBlkAngel Quiet Poetry Lounge : Simple song...I won’t drift away Black Poetry - Get Your Flow On! 6
E Black Short Stories : The Simple Truth Short Stories - Authors - Writing 1
J Black Spirituality Religion : simple question??? Black Spirituality / Religion - General Discussion 36
M Black Short Stories : Appreciating the Simple Things Short Stories - Authors - Writing 4
$$RICH$$ Quiet Poetry Lounge : Simple Request Black Poetry - Get Your Flow On! 11
S Black Haiku : Too Simple... Black Poetry - Get Your Flow On! 10
MzBlkAngel Black Poetry : Simple Thought......of.... Black Poetry - Get Your Flow On! 8
T Quiet Poetry Lounge : Something Simple... Black Poetry - Get Your Flow On! 7
tzevi1278 Black Haiku : a simple haiku Black Poetry - Get Your Flow On! 7
P I have a simple question... Tech Support - Questions - Suggestions 2
kente417mojo Black Relationships : Simple Things Black Relationships 33
triniti424 Black Poetry : Simple Longings... Black Poetry - Get Your Flow On! 27
N Black Poetry : It could be so simple(lauryn sd it best) Black Poetry - Get Your Flow On! 4
daroc Black People : SIMPLE QUESTION.... Black People Open Forum 17
T Black Poetry : Simple deception Black Poetry - Get Your Flow On! 4
J Black Poetry : simple. Black Poetry - Get Your Flow On! 9
L Black Poetry : THREE SIMPLE WORDS Black Poetry - Get Your Flow On! 14
MzBlkAngel Black Poetry : Simple......... Black Poetry - Get Your Flow On! 12
P Black Poetry : If it all could be so simple Black Poetry - Get Your Flow On! 8
MzBlkAngel Black Poetry : Just a simple poem….. Black Poetry - Get Your Flow On! 7
watzinaname Black Poetry : Act four, before the note was simple.... Black Poetry - Get Your Flow On! 14
Similar threads


















































Latest profile posts

$1 Billion Black dollars in 30 days
Destee wrote on Marcchris's profile.
Hi @Marcchris ... Welcome Welcome Welcome!!! :wave: ... Thanks for joining us AND becoming a Premium Member! :cheerleader: ... I am honored. Please make yourself right at home! Much Love and Peace.
Destee wrote on rhymebad's profile.
I Love You! :love:
Destee wrote on dunwiddat's profile.
Good to see you Sister! :cheerleader:
Kemetstry wrote on dunwiddat's profile.
Where have you been hiding ?
Top