while i agree with your statement i was not referring to material things. with all the smart black people why should we have any problem at all?
Allow me to provide an example: I work in computers. People ask me for advice all the time. I will provide advice to someone concerning some issue they are having. This someone obviously doesn't have as much computer knowledge as they should. They elect to take my advice under advisement (i.e. chuck it out a window). Move forward with how they decide to do things. And ... they screw the pooch .... exactly as I predicted down to the fashion and manner in which the pooch is screwed. Then that person wants to come back and ask me to help them clean up their mess. At this point, I decline. If you are good enough to make the decision, you are good enough to accept its consequences in all its glory as well. If you can't use the faculties of reason God gave you or at least some form of risk management, there is nothing I can do to help.