This thread has been very educational for me .
A high recommendation of a book from me:
The ABCs of Getting Out of Debt
From the Rich Dad, Poor Dad series of Robert T. Kiyosaki.
I bought the book towards the tail end of paying off my debts.
I didn't really need it personally, but it has lots of great information in there on how to manage and eliminate debt as well as other information.
I hold on to it for when I get the opportunity to clean up someone else's credit